Full methodology

The public methodology shows every factor, reason code, the evidence behind each score, and the cryptographic signature you can independently verify. This page is the other half: the complete reproducible recipe — every exact per-factor weight, every formula, every safety cap and calibration note for all 8 component scores, the Meta-Bureau aggregator, and the unified Trustifer Score.

It is disclosed to enterprises, auditors and regulators under NDA— not published openly — so the score can't be gamed or cloned. (Same posture FICO and BitSight take: factors public, exact formula protected.) Our promise stays “verify, don't trust”: every score is signed and re-checkable, and the full recipe is open to anyone with a legitimate audit need.